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Credit Counseling

various credit cards along with a logo for world services for the blind

Certified by the National Association of Certified Credit Counselors (NACCC) our Certified Credit Counselor program prepares students to serve individuals in need of credit counseling, bankruptcy counseling, financial coaching, student loan debt counseling, and housing counseling.

In the Certified Credit Counselor program, students can earn three or four certifications in various areas of financial health. Two tracks of study are available. The first track is the foundation of the course. Students study and certify in the areas of credit counseling, financial health, and housing counselor—giving the student a total of three nationally recognized certifications. This first track takes a minimum of 6 months to complete.

The second track adds an optional fourth certification, financial and career coach. Unlike the first three, this certification requires practical hours of counseling and coaching in addition to the test. This track adds another 12 to 16 weeks to fulfill the requirements. This fourth certification requires a written recommendation from the instructor.

Potential Jobs for Graduates

  • Credit Counselor
  • Collections Specialist
  • Personal Financial Counselor
  • Account Specialist
  • Patient Financial Services at a hospital
  • Debt Settlement Specialist
  • Sales Representative
  • Certified Debt Settlement Specialist
  • Debt Collections Specialist
  • Financial & Housing Counselor
  • Loan Services Counselor
  • Financial Aid Counselor
  • Healthcare Collections Representative
  • Credit Assistance Specialist at a bank or credit union
  • Financial Counselor/Admissions at a hospital
  • Patient Financial Counselor
  • Financial Support Counselor
  • Student Loan Counselor
  • Student Financial Aid Counselor
  • Student Affairs Assistant
  • Housing Counselor
  • HUD Certified Housing Counselor
  • Housing Program Specialist
  • Financial & Housing Counselor
  • Homebuyer Coach/Counselor


6-12 months


  • Certified Credit Counselor
  • Certified Financial Counselor
  • Certified Housing Counselor
  • Certified Financial and Career Coach (optional)


  • 75% comprehension when reading technical materials at 120 wpm
  • Fill out forms with a keyboarding speed of at least 30 wpm
  • Excellent skill using a web browser
  • Excellent skill with Microsoft Word, Excel and Outlook
  • Ability to read and write at or above a 10th-grade level
  • Ability to compose a professional email
  • Completion of the Financial Literacy Fundamentals course

For more information, including how to apply, please fill out this contact form or contact your LHOB case manager.

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